Last Modified: July 1, 2020
Information and Disclosure
The Website is intended to be both a source of information regarding fraudulent schemes that victimize consumers and a way for consumers of Sigue Corporation and its affiliates and subsidiaries to alert us to potential fraudulent transactions and activities.
We not collect or use any personally identifiable information (“PII”) through this Website unless you choose to provide it to us. PII is personal information that may be used to identify you, such as your name, mailing address, and email address. The type and amount of information we collect depends upon how you use the Website. If you choose to provide us with information regarding specific fraudulent activity, we will need you to provide certain PII.
Information that may be used to identify you includes:
- Brand Name
Other information that you may choose to provide includes:
- Email address
- Transaction Numbers
This information will be used to respond to your request. We will not share the information with any third party unless required by law or to protect against or prevent actual or potential fraud or unauthorized transactions. We take appropriate steps to secure your PII and to prevent it from becoming disclosed to unauthorized individuals.
OUR PRIVACY COMMITMENT
Sigue® Corporation and its United States affiliates (collectively, "We," “Us” and “Our”) are committed to respecting and protecting the privacy of Our consumers.
WHAT DOES SIGUE DO WITH YOUR PERSONAL INFORMATION?
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Us to tell You how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include (but is not limited to):
|How?||All financial companies need to share customers’ and consumers’ personal information to run their everyday businesses. In the section below, we list the reasons financial companies can share their customers’ and consumers’ personal information; the reasons Sigue chooses to share; and whether you can limit this sharing.|
Reasons we can share your personal information
Does Sigue share?
Can you limit this
|For our everyday business purposes — such as:
To process your transactions and provide the products and services that you have requested; validate your identity and your creditworthiness;
To maintain your web-based and mobile application accounts; gather information about website and mobile application access, usage and performance; enhance your consumer experience;
To cooperate with criminal or government investigations; detect and prevent fraud and other illegal activities; respond to court orders and subpoenas; report to credit bureaus;
In connection with a merger, acquisition or any form of sale of some or all of business; and
As otherwise permitted or required by law.
|For our marketing purposes
To offer our products and services to you.
|For joint marketing with other financial companies
To offer our products and services to you.
|For our affiliates everyday business purposes
To offer our products and services to you.
|For our affiliates to market to you||No||We do not share|
|For non-affiliates to market to you||No||We do not share|
|Call 1-800-385-3316 or go to www.sigue.com and click on the “Customer Service” link.|
|Who is providing this notice?||Sigue Corporation|
|How does Sigue protect my personal information?||To help protect your personal information from unauthorized access and use, we use security measures that comply with federal law.
These measures can include physical, electronic and procedural safeguards such as computer safeguards and secured files and buildings. We endeavor to limit access to personal information only to employees, agents and representatives who need to know.
Despite our reasonable efforts, third parties may unlawfully intercept or access your transmissions to us or may wrongly instruct you to disclose information to them by posing as Sigue or by misinforming you about our services. Therefore, it is important that you always use good judgment when sending money and when using internal and mobile technologies.
|How does Sigue collect my personal information?||We collect your personal information, for example, when you:
We also collect your personal information from a variety of sources, including, computer systems and mobile devices; third party sources, government agencies, network social media operators, and other suppliers of information; and consumer reporting agencies – all in compliance with and subject to the limitations of applicable law. We may collect, track, and combine information across devices, platforms, and transaction channels.
|Why can’t I limit all sharing?||Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
|Affiliates||Companies related by common ownership or control. They can be financial and non-financial companies.|
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and non-financial companies.
Nonaffiliates we share with can include financial companies such as the sending agents and authorized delegates of Sigue that accept money transfers from our consumers; correspondent agents in foreign destinations that pay out the funds to designated recipients, debit card issuers; non-financial companies such as retailers, direct marketers, non-financial companies that provide products and services complementary to our services or the locations that offer such services; government agencies; third parties as necessary to process transactions that you have requested or authorized; and otherwise as permitted or required by law.
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include sending agents, authorized delegates, correspondent agents in foreign destinations, and companies that provide products and services complementary to our services or the locations that offer such services.
OTHER IMPORTANT INFORMATION
STATE PRIVACY LAWS
FOR CALIFORNIA CONSUMERS
See the CCPA addendum.
Revised: July 1, 2020.
FOR VERMONT CONSUMERS:
In accordance with Vermont law, we will not share information we collect about you with companies outside of Sigue except as required or permitted by law. We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information or financial information to nonaffiliated third parties to market to you, other than as permitted by Vermont law.
Our website and mobile applications are not directed at children under the age of 13. Sigue does not knowingly collect or maintain information from persons under the age of 13.
Our website may be linked to or from third party websites. Sigue is not responsible for the content or privacy practices of websites that are linked to or from our website.
We do not honor any Web browser “do not track” signals or other mechanisms that provide you with the ability to exercise choice regarding the collection of personally identifiable information about your online activities over time and across third-party websites or online services. In addition, other parties may collect personally identifiable information about your online activities over time and across different websites when you use our website or any of our services.
A “cookie” is a text file used in website system administration that is placed in your computer’s browser in order to keep track of and enhance the visitor’s experience on a website. Sigue collects cookies to track things such as how long you spend on the site and the pages that you visit so we can continue to produce engaging content
Our web server automatically collects information from your computer, including navigation and usage patterns and remembering settings between visits. This information is used in the aggregate form for system maintenance, website improvement, and to improve the visitor’s experience. When you submit data through a form such as those found on contact pages or comment forms, cookies may be set to remember your user details for future correspondence.
You can prevent the setting of cookies by adjusting the settings on your web browser.
There are many ways that Sigue works to keep any personally identifiable information you provide secure. Data is located at secured data centers that can be accessed only by authorized employees. We also utilize other electronic and technological safeguards to prevent unauthorized access to and use of the information.
“DO NOT TRACK” SIGNALS.
Sigue does not respond to web browser “do not track” signals or other mechanisms that provide consumers the ability to exercise choice regarding the collection of personal information about an individual consumer’s online activities over time and across third-party websites or online services.
Sigue reserves the right to modify this Privacy Statement. To the extent required by applicable law, we will notify you and give you the opportunity to opt out of any material change in the way we use or disclose personal information you previously have provided. You can get an updated Privacy Statement by calling us at 1-800-385-3316 or by visiting our website, at www.sigue.com.